Privacy Policy

Last updated: January 2026

LOAN DIRECT LIMITED (“we”, “us”, “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our website or our services, in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Data Controller

The data controller responsible for your personal data is LOAN DIRECT LIMITED, 4 Castle Terrace, Bridge Of Weir, Scotland, PA11 3EF. Contact: contact@loandirect.it.com.

2. Information We Collect

We may collect and process the following information:

• Identity and contact data: name, email address, telephone number, and postal address when you contact us or submit an enquiry.
• Technical data: IP address, browser type, device information, and usage data when you visit our website.
• Communications: records of correspondence when you contact us.

3. How We Use Your Information

We use your personal data to:

• Respond to your enquiries and provide our services.
• Comply with legal and regulatory obligations.
• Improve our website and services.
• Send relevant information about our services where you have consented or where we have a legitimate interest, in line with applicable law.

We process your data on the basis of consent, contract performance, legal obligation, or our legitimate interests (e.g. to run and improve our business), where such interests are not overridden by your rights.

4. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. When data is no longer required, we will securely delete or anonymise it.

5. Data Sharing and Transfers

We do not sell your personal data. We may share your data with trusted service providers (e.g. IT, professional advisers) who assist us in operating our business, subject to strict confidentiality and data protection obligations. We may also disclose data where required by law or to protect our rights. We do not transfer your data outside the UK unless adequate safeguards are in place.

6. Your Rights

Under UK data protection law you have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request erasure of your data in certain circumstances.
• Object to or restrict processing in certain circumstances.
• Data portability, where applicable.
• Withdraw consent at any time where processing is based on consent.
• Lodge a complaint with the Information Commissioner’s Office (ICO).

To exercise these rights, contact us at contact@loandirect.it.com.

7. Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. No method of transmission over the internet is completely secure; we encourage you to use secure channels when sending us sensitive information.

8. Cookies

Our website may use cookies and similar technologies to improve functionality and user experience. You can control cookie preferences through your browser settings. For more detail on the cookies we use, please contact us.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page will be revised accordingly. We encourage you to review this policy periodically.

10. Contact

For any questions about this Privacy Policy or our use of your personal data, please contact us at contact@loandirect.it.com or at 4 Castle Terrace, Bridge Of Weir, Scotland, PA11 3EF.